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  • Home » Credit report

Credit report

  • Exclusive

    Personal loan or credit card loan, which suits you best?

    Both loans have their own pros and cons and both operate on different financial strategies

  • Exclusive

    How long does a red mark show on credit report?

    Banks determine whether to give you a loan or a credit card based on your credit score and credit report

  • Banking

    Protect yourself from fraudsters by freezing credit history: Know the details

    If you apply for a credit card, personal loan or a home loan, you must lift the freezing instructions.

  • Banking

    Can negotiation with lenders reduce your credit debt?

    If you have multiple liabilities and are unclear about prioritising them in the best possible way, it would be wise to seek professional help

  • Credit Score

    What is CIBIL score 2.0? Here's everything you need to know

    The CIBIL score 2.0 introduces a risk index score range for individuals with less than six months of credit history

  • Investment

    Buying a home in your 40s: Here’s what you need to know

    Here are a few factors that you should keep in mind if you are buying a house in your 40s

  • Banking

    Nine ways to improve your overall credit score

    A credit score of below 649 is considered a poor CIBIL rating and a lender may reject your loan application

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